Image source: Zepp Health

Zepp Pay on Amazfit Balance: A how to guide for effortless payments

The recently launched Amazfit Balance smartwatch comes equipped with an NFC chip, enabling it to execute contactless transactions through Zepp Pay. This is the first Zepp Health watch with this ability. Here’s everything you need to know about the new feature.

The Zepp Pay functionality is currently exclusive to the Amazfit Balance, a device that aims to be a lifestyle hub for its users. The Amazfit Balance is not just a fitness tracker; it’s designed to be an integral part of your daily routine, helping you manage your health, schedule, and now, your finances. The watch features a plethora of sensors and advanced AI to help you achieve a balanced lifestyle. Its compatibility with Zepp Pay adds another layer of convenience, making it a single device for multiple aspects of your life.

When it comes to contactless payment solutions in wearable tech, other manufacturers have their own offerings. Garmin, for instance, has had Garmin Pay for a while now. Apple Watch users can utilize Apple Pay, which is deeply integrated into the iOS ecosystem and offers a seamless payment experience. Samsung also has Samsung Pay on its Galaxy smartwatches, which even supports Magnetic Secure Transmission (MST), allowing it to work with traditional card readers.

We can now add Zepp Health to this list. Better late than never, as they say.


How to use Zepp Pay

The Amazfit Balance smartwatch contains an NFC (Near-Field Communication) chip. This piece of hardware is the cornerstone of the Zepp Pay functionality, enabling the watch to perform financial transactions.

The Zepp Pay contactless payment system was developed through a partnership between Amazfit and Mastercard. The service allows you to add up to eight bank cards. This makes Zepp Pay a more flexible option for those who have accounts with multiple banks. It’s worth noting, the basic plan has a limit of two cards and you need to pay a subscription for further cards.

Before you can use Zepp Pay, you need to activate the off-wrist lock function on your Amazfit Balance smartwatch. This is a crucial step to ensure the security of your transactions. To do this, open the Zepp App and navigate to Profile > Select Amazfit Balance in My Devices > Watch Settings. This is where you will find the Zepp Pay section.

The next step is to set up a passcode. This is necessary in order to safeguard your transactions.

Zepp Pay

Adding a Mastercard: step-by-step guide

Step 1: Open Zepp Pay

Navigate to Zepp Pay within the Zepp App by going to Profile > Select Amazfit Balance in My Devices > App Settings.

Step 2: Add Mastercard

In the Zepp Pay section, you’ll have the option to add your Mastercard.

Step 3: Enter Card information

Fill in your card details and agree to the Terms and Conditions.

Step 4: Activation

Follow the on-screen instructions to activate your card.

Step 5: Card ready

Once activated, your card is ready for use.

Zepp Pay

Removing a Mastercard: how to do it

If you wish to remove a card, the process is just as straightforward. Open Zepp Pay in the Zepp App and navigate to Profile > Select Amazfit Balance in My Devices > App Settings. Tap ‘Delete Card’ and choose the reason for deletion.

Zepp Pay

Making a payment: the process

To make a payment, access Zepp Pay either through the app menu list on your watch, shortcut cards, or by double-tapping the crown. Select and enable your card, then hold your smartwatch near the reader to complete the transaction within 60 seconds. It’s as simple as that.

Zepp Pay

Alternative options: Using Curve as an alternative

Zepp Pay is currently supported in 31 countries, including Austria, Belgium, and the United Kingdom, among others. Unfortunately, no support for the US at the moment. You can find the full list of countries on this page.

In terms of bank compatibility, it works with a range of banks such as Raiffeisenbank in the Czech Republic and Intesa Sanpaolo in Italy. If your bank isn’t supported, the Curve option serves as a universal workaround, making Zepp Pay accessible to a broader audience.

What is Curve?

For those not in the know, Curve is a financial service that acts as a digital smart-wallet. It allows you to consolidate multiple bank cards into a single card. This is particularly advantageous for those who manage multiple accounts or frequently deal with different currencies. One of its standout features is “Go Back in Time,” which gives you the power to switch payments from one card to another even after the transaction has been made. This level of control over your spending is unprecedented and offers a unique way to manage your finances.

Essential readingTop fitness trackers and health gadgets

Beyond its primary function as a financial aggregator, Curve offers a range of other features that enhance the user experience. For instance, it provides the ability to earn cashback on top of the rewards you already receive from your other cards. You can even opt to earn your cashback in cryptocurrency. When it comes to travel, Curve eliminates foreign transaction fees, allowing you to use any card anywhere in the world. The service also offers “Anti-Embarrassment Mode,” which saves you from declines by having backup cards ready to step in automatically. Moreover, Curve provides robust security features, including live notifications for every purchase and the ability to lock your card instantly.

To utilize Curve, begin by downloading and launching the Curve application on your mobile device. Input your mobile phone number to initiate the setup process, followed by the creation of a secure password. Proceed to enter your personal information, including your name and email address. Finally, provide a physical address that matches a registered ID for verification purposes. This completes the initial setup, making your Curve account ready for use. Then simply add your Curve details into Zepp Pay.

By integrating the two services, you essentially bring all these features into the Zepp ecosystem. This should help to make your Amazfit Balance smartwatch a more encompassing tool for financial management.

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Ivan Jovin

Ivan has been a tech journalist for over 7 years now, covering all kinds of technology issues. He is the guy who gets to dive deep into the latest wearable tech news.

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